A mortgage agent is a licensed professional who deals or trades in mortgages for a licensed mortgage brokerage, under the supervision of a licensed mortgage broker.

A mortgage agent can get their client access to lower rates special, special promotions, and B-side lending products.

Licensing is handled by the Financial Services Regulatory Authority of Ontario (FSRA).

Getting started is simple. If you are in Ontario, set up a free consultation by reaching me by email at joshua.e.ray@outlook.com or text/call at 519-577-6190.

We offer more personalized costumer service, because we are dedicated to you as our client.

When you work with a bank, you will have multiple people working on your file, rather than a dedicated agent who will work with you right up until the deal is funded.

If you want to each us at anytime, then submit a form, send an email to joshua.e.ray@outlook.com or text/call 519-577-6190.

It’s completely free! As a mortgage agent, I receive a finder’s fee for connect you with a lender. Therefore, I do not charge any cost to you.

There’s a few things I can guarantee you:

• I will attentively listen to understand you financial situation to help find the best possible mortgage solution.

• I will be in regular communication with you until the deal is funded, and afterwards I will be available to help with credit advice, debt management and debt consolidation.